Individual 401k 2024 Limits Over 50. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025,. For 2024, the solo 401(k) maximum contribution limit for the elective deferral is $23,000 if you’re age 50 and under.

2024 2025 401k/403b/457/tsp elective deferral limit. If you are age 50.